Annual mode computes slab tax + section 78 rebate + minimum tax + surcharge (wealth bands + triggers) + net payable after credits.
Monthly mode computes recommended TDS by spreading remaining annual payable across remaining months.
๐งพ Taxpayer & Surcharge Inputs
Tax setup
Rules are embedded for AY 2026โ27.
Affects minimum tax (automated).
Tax-free threshold
Adds to tax-free threshold (if applicable).
Computed threshold: โ
Surcharge data
Used to pick surcharge band.
Computed surcharge rate: โ
๐ผ Income lines (all heads)
Add incomes
Add each source separately and select how it is treated for slab/rebate.
Treatments:
Regular slab (included in slab + โเฆโ),
Reduced rate (taxed at rate%, excluded from โเฆโ),
Final tax (excluded from slab + โเฆโ, shown separately),
Exempt (excluded),
Firm/AOP share (taxed as regular slab but excluded from โเฆโ).
Credits
Offsets payable tax (do not include โfinal taxโ as credit unless your policy treats it so).
๐ฆ Section 78 Rebate (Investments/Expenses)
Eligible โเฆโ
Enter eligible investments/expenditures (Sixth Schedule Part 3). If you already computed total eligible โเฆโ, use override.
If filled, the calculator uses this as โเฆโ.
Rebate = min(0.03รโเฆโ, 0.15รโเฆโ, 10,00,000). (โเฆโ is auto-computed from your income-line treatments.)
๐ Detailed breakdown
Press Calculate to see slab, rebate, minimum tax, surcharge, and payable steps.
Slab/min-tax/surcharge values in this file are set for AY 2026โ27 and can be updated later in one โrule packโ JSON inside the script.
๐งฎ Monthly Salary TDS (dynamic)
Salary basis
If you have other income, add it below (annual).
Timing
Rebate inputs reused
Monthly TDS uses the same section-78 investment inputs from Annual tab (โเฆโ). Update them there and click Calculate here.
Notes
This spreads remaining estimated annual payable across remaining months (planning view). Employers may require evidence before reflecting rebate/exemptions in withholding.
Recommended monthly TDS
BDT 0
Enter inputs and calculate.
Annual income used
โ
Annual payable (before already deducted)
โ
Already deducted
โ
Remaining payable
โ
Months remaining
โ
Uses same taxpayer setup
Category, new taxpayer, disabled-child extra, wealth & triggers are taken from Annual tab.